In times of economic depression, the national savings rate of an affected country tends to diminish. There are many factors which contribute to this and one of the most significant among these is simply the fact that low interest rates mean that consumers have less money, and as a result put a smaller percentage of their funds aside.
The health of the economy is linked, fairly directly, to the national savings rate since the more money people set aside, the more they tend to invest. Good investors make for good productivity, and so, in short, a nation that can afford to save is one which supports economic growth.
During times of economic instability, then, it is very important for major financial institutions to encourage sensible financial behaviour in their clients. Banks should promote good investment opportunities so that customers are aware of things like Spot Gold and other precious metals as a potential means by which to remain financially secure.
It is also important, however, that people are encouraged to save in general and not simply when economic conditions look set to take a turn for the worse. Setting money aside and investing it as a matter of course will help to bolster the economy in the long run.
In short, the national savings rate needs to be healthy. If it is not, then consumers will struggle to stay afloat in times of economic difficulty, and, in addition, the economy as a whole will not be able to grow as it could if people reserved more money for intelligent investment.